Safe Harbor Adds/Changes Amendments – Deadline: October 1
If your plan is adding of removing a safe harbor plan design feature or wants to make changes to your current safe harbor design, amendment requests must be submitted to your American Trust team by October 1 to ensure that the updated notice can be included with the annual notice package.
All other Plan Amendments – Deadline: December 2nd
Other than safe harbor changes, any other plan design changes must be submitted to American Trust by December 2.
Requests that are submitted after the above deadlines will be reviewed on a case-by-case basis to determine if they can be completed before January 1.