By Jerrod Weiss On March 5, 2026, more than 100 professionals from across the retirement industry gathered in New York City for a forum on one of the most talked-about topics today: artificial intelligence. The audience was largely made up of engineers, product...
By Jerrod Weiss Employer-sponsored retirement plans offer many tax-based benefits and simplicity, enabling Americans to reach their retirement goals. One benefit often overlooked is the broad protection from creditors under federal law (ERISA). ERISA‑qualified plans...
Many businesses are seeing the benefits of Cash Balance (CB) plans Offering Cash Balance as a sidecar to a 401(k) plan unlocks an additional retirement savings benefit for highly compensated employees. For high-income business owners or partners, a CB plan may create...
As the calendar flips into the new year, 401(k) compliance teams across the country are prepared for long days as they race against a March 15 deadline to complete the required Nondiscrimination Tests. These tests are required by the IRS to ensure that every employee...
In 2012, the Department of Labor issued final regulations for Section 408(b)2, requiring all 401(k) providers to fully disclose direct and indirect fees in a standardized format. This transparency has pressured Plan Sponsors and Advisors to scrutinize 401(k) fees,...
Historically, employers faced restrictions when considering shifting from a SIMPLE IRA to a 401(k) plan mid-year. But thanks to the SECURE Act 2.0, 2024 brings good news – employers can now terminate a SIMPLE IRA and replace it with a safe harbor 401(k) plan at any...