Electronic delivery (e-delivery) has become a central component in communicating with participants. With the variety of notices and disclosures required today, e-delivery offers a modern, timely approach to delivering them. We offer e-delivery services to our clients...
We’re pleased to announce a series of strategic enhancements to the 360-payroll integration process, designed to elevate data accuracy, streamline reporting and deliver a more seamless experience for our clients and their payroll partners. Clients using the...
As we prepare for the year-end compliance testing cycle, we’re hosting a Year-End Data Collection Webinar to help you streamline the census submission process and avoid common delays. Dates: • Tuesday, January 6, 2026 – 11 a.m. ET• Wednesday, January 7, 2026 – 3 p.m....
Overview of Change Effective immediately, American Trust Company will no longer require an amortization schedule to be submitted with Loan Applications for Recordkeeping-Only Plans. The loan repayment terms provided on the Loan Application Form will be entered into...
As we mentioned in our last newsletter, beginning January 1, 2026, employees age 50 or older in 2026 who have total 2025 FICA wages (Box 3 of W-2) with the current employer in excess of $145,000 (indexed for future years), must have catch-up contributions taxed as a...
For years, 401(k) plans have been built around familiar investments, such as mutual funds, stocks and bonds. As of late, a shift is underway. Lawmakers and regulators are now exploring ways to let everyday retirement savers invest in private equity, an asset class...
We’ve all heard it, many Americans are behind when it comes to saving for retirement, and some fear they may never be fully prepared as other financial stressors take priority. But what if advisors could help change that trajectory for participants? Participants who...
Employer-sponsored retirement plans offer many tax-based benefits and simplicity, enabling Americans to reach their retirement goals. One benefit often overlooked is the broad protection from creditors under federal law (ERISA). ERISA‑qualified plans (e.g....
In today’s dynamic retirement landscape, our commitment to you and your plan participants remains steadfast. We recognize that exceptional service is the cornerstone of our partnership. It is our privilege to support our clients in achieving retirement success. As...
National 401(k) Day is more than just a calendar event. It is a powerful reminder to take control of your financial future. Observed on the Friday after Labor Day, this annual event encourages individuals to assess their retirement savings, adjust their contributions...