Courtney Brown

Understanding State-Mandated Retirement Plans

Understanding State-Mandated Retirement Plans

In an attempt to address the country’s retirement savings crisis, several states have now started requiring certain employers to offer a retirement savings option. If employers are unable to provide a private retirement plan, they must adopt their state-mandated plan....

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401(k) Nondiscrimination Testing: What You Need to Know

401(k) Nondiscrimination Testing: What You Need to Know

As the calendar flips into the new year, 401(k) compliance teams across the country are prepared for long days as they race against a March 15 deadline to complete the required Nondiscrimination Tests. These tests are required by the IRS to ensure that every employee...

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2025 Contribution Limits

2025 Contribution Limits

Each year, the Internal Revenue Service (IRS) raises the contribution limits for 401(k) retirement plans, allowing employees to put aside more for the future. Below you will find an overview of the current 401(k) contribution limits for 2024 and the updated limits for...

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The Importance of 401(k) Benchmarking 

The Importance of 401(k) Benchmarking 

In 2012, the Department of Labor issued final regulations for Section 408(b)2, requiring all 401(k) providers to fully disclose direct and indirect fees in a standardized format. This transparency has pressured Plan Sponsors and Advisors to scrutinize 401(k) fees,...

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401(k) Day: A Key Moment for Your Financial Future

401(k) Day: A Key Moment for Your Financial Future

401(k) Day serves as an annual reminder to focus on retirement savings. It’s a chance to review your plan, adjust your strategy, and ensure you’re on track for a secure retirement. Key Actions for 401(k) Day: 1. Check Your Contributions: Ensure your 401(k)...

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6 Questions to Consider When Selecting Your 401(k) Team 

6 Questions to Consider When Selecting Your 401(k) Team 

Whether you're an advisor who's new to the 401(k) space, or you’ve been offering them for years, one thing is certain:  knowing the complexities of a retirement plan shouldn’t be your primary focus, providing financial advice should. However, that doesn’t mean...

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