ATSelect

We offer employers the flexibility to build a retirement program that best fits the needs of their business and employees with our ATSelect solutions. We offer services for the following types of defined contribution retirement plans:

  • 401(k) plans
  • Profit sharing: traditional, integrated, age-weighted, and cross-tested
  • ERISA/Non-ERISA 403(b)
  • Governmental 457
  • Multi-employer plans
  • Multiple-employer plans

The ATSelect solutions allow you to choose each component of a retirement plan to meet your specific needs. We offer two models — Recordkeeping with nondiscretionary trustee services and Compliance services. You choose the model that works best for you.

ATSelect-Recordkeeping

This model delivers three components of a retirement plan — recordkeeping, compliance, and education while utilizing an advisor-driven open architecture model. Key features of each service include:

Recordkeeping Services

  • Online access
  • Daily account valuation
  • Detailed online reporting
  • All aspects of contribution processing and participant loan and withdrawals

Compliance Services

  • Annual audit assistance
  • Form 5500 preparation
  • Cross-testing plan design
  • Employer contribution calculation
  • ERISA §404(c) compliance support
  • Participant loan and withdrawal requests
  • Plan document reviews, drafting, maintenance, and interpretation

Education Services

  • eBal
  • eStatements
  • Annual plan review
  • One-on-one consultations
  • Group enrollment meetings
  • Dedicated administration team
  • "Life stages" approach to enrollment
  • Investment guidance for participants
  • ATBlueprint® for participants and plan sponsors
  • Ongoing support
ATSelect-Compliance

This model delivers one component of a retirement plan — compliance services. The advisor generally provides recordkeeping, administration, and education services through our preferred recordkeeping partners.

Key services include:

  • Annual audit assistance
  • Form 5500 preparation
  • Cross-testing plan design
  • Employer contribution calculation
  • ERISA §404(c) compliance support
  • Participant loan and withdrawal requests
  • Plan document reviews, drafting, maintenance, and interpretation

Open Architecture

Your advisor picks and manages the funds in your plan while you and your advisor take on the responsibility as the self-trustee.