The ATAdvantage solution is the full service model offered by American Trust. It delivers five components of a retirement plan—recordkeeping, plan administration, fiduciary services, investment management, and education services—in one efficient package.

Recordkeeping Services
  • Online access
  • Daily account valuation
  • Detailed online reporting
  • All aspects of contribution processing and participant loan and withdrawals
Plan Administration Services
  • Annual audit assistance
  • Form 5500 preparation
  • Complex plan design capability
  • Employer contribution calculation
  • ERISA §404(c) compliance support
  • Participant loan and withdrawal requests
  • Plan document reviews, drafting, maintenance, and interpretation
Fiduciary Services
  • Discretionary trustee services
  • §3(38) investment management services
  • Contribution timing
  • Investments monitored daily
  • Investment policy statement execution
  • Monthly investment committee meetings
  • Oversight and approval of distributions, hardships, and loans
Investment Management Services
  • Collective investment trusts (CIT)
  • Exchanged traded funds (ETF)
  • Multi-manager platform
  • Investment performance monitoring
  • Qualified default investment alternative
  • Two investment platforms: active and index
  • Institutional share class pricing utilized
Education Services
  • eBal
  • eStatements
  • Annual plan review
  • One-on-one consultations
  • Group enrollment meetings
  • Dedicated administration team
  • Investment guidance for participants
  • ATBlueprint® for participants and plan sponsors
  • Ongoing support

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